What is Depreciation Schedule?

The Short Answer

A document listing assets, their costs, and how their value decreases over time for accounting and tax purposes.

Depreciation Schedule explained simply

A depreciation schedule is a detailed record that tracks the value of a company's assets as they age. Think of it like a logbook for your business equipment, vehicles, or buildings. It shows when you bought an asset, how much it cost, and how much of that cost is written off each year. This write-off, called depreciation, reflects the asset losing value over time due to wear and tear or becoming outdated. Businesses use this schedule for financial reporting and to calculate tax deductions.

Real-World Example

The Delivery Van Depreciation

Imagine a small bakery buys a new delivery van for $30,000. The van is expected to last 5 years. Using the straight-line depreciation method, the bakery would expense $6,000 ($30,000 / 5 years) each year. The depreciation schedule would show:

  • Year 1: Van Value: $24,000 (Original Cost: $30,000 - Depreciation: $6,000)
  • Year 2: Van Value: $18,000 (Previous Value: $24,000 - Depreciation: $6,000)
  • Year 3: Van Value: $12,000 (Previous Value: $18,000 - Depreciation: $6,000)
  • Year 4: Van Value: $6,000 (Previous Value: $12,000 - Depreciation: $6,000)
  • Year 5: Van Value: $0 (Previous Value: $6,000 - Depreciation: $6,000)

This schedule helps the bakery track the van's book value and claim the correct tax deductions each year.

Why this matters

A depreciation schedule is important for two main reasons. First, it gives a true picture of your business's financial health by showing the current value of your assets. Second, it helps reduce your taxable income. By deducting a portion of your asset's cost each year, you pay less in taxes, which can free up cash for other business needs.

LM
Luis MerchanBusiness

Understanding your depreciation schedule helps you see the real value of your assets and how they impact your taxes. It’s a key part of knowing your business’s true financial standing.

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