Financing / English starting point
Business acquisition financial model template
Free business acquisition Excel model for sources and uses, debt service, cash flow and returns, with a fictional worked example.
Document preview
What’s included
- Purchase budget and the funding gap or surplus
- Buyer equity, conventional debt and seller financing
- Owner salary, capital expenditure, growth and debt service
- Pre-tax cash flow, exit assumptions and equity returns
Excel workbook · PDF
A starting point for the actual deal.
Test a purchase price against the cash needed to close and operate the business. The workbook separates sources and uses, operating assumptions and financing, then shows debt coverage and pre-tax buyer cash flow over time. Its worked example is fictional. Change the inputs to the transaction you are investigating and confirm the assumptions with your accountant and lender.
Generic English edition. Governing law and transaction details require your review.
How to use this template
- Enter one currency and a consistent annual operating basis.
- Include working capital and closing costs alongside the purchase price.
- Replace financing and operating assumptions with supported inputs.
- Compare downside outcomes and discuss funding conditions with your advisers.
Common questions
Does the model approve a loan or value the business?
No. It calculates outcomes from your assumptions. Financing requires the lender's assessment, and a purchase scenario is not an independent valuation.
Can I use it outside the United States?
The generic workbook uses user-entered debt terms in one currency. It does not perform foreign exchange or apply local lending or tax rules. Any SBA preset in Venturu is a separate US-specific option.
Keep the next step in view.
Use the business buying guide for the full process, or review the due diligence guide for deeper checks.
Try the free acquisition cash and loan calculator before building a saved scenario.
Download the general buyer checklist PDF
These English resources are general starting points. Adapt them to the business, transaction and governing law with your advisers. They are not jurisdiction-specific legal documents or a substitute for professional advice. Free to adapt for your own business or transaction. Redistribution as a template product is not included.